U Credit Licensed Money Lender
Lifestyle Personal Loans
#1 Legal Moneylender
At U Credit Pte Ltd (Licence No: 149/2022), we are proud to offer one of the most affordable interest rates in Singapore. Our loan officers will take you through the payment schedule to ensure you pick the best rate based on your income and financial situation. We invite you to compare our rates with all other money lenders before making you ultimate choice. With U Credit, your needs always come first and therefore we will discuss the best plans with you based on your finances.


Personal Loan
Whatever your income level in Singapore, you will concur that times are getting harder every passing day. This is where a personal loan comes in to save the day.

Vacation Loan
Truth be told, everyone deserves a break especially now that modern life is more hectic than ever. You need a dream plan with our vacation loan.

Renovation Loan
The beauty of these loans is that they are flexible; whether you want to add new flooring, repaint the walls, repaint your roof, the choice is yours.

Business Loan
Singapore’s economy is largely driven by SMEs, therefore in order to stay ahead you have to really work extra hard, or simply get a business loan from us to grow quicker.

Payday Loan
Most household owners find it hard to cater for all their expenses using a salary. A payday loan is therefore used to cater for short-term needs such as bills among other needs.
our loan features
Quick
Easy
Flexible
Loans

We offer one of the most attractive interest rates in Singapore.

A reliable moneylender will explain the loan application and processing process clearly.

A credible moneylender is one that is ready to customize the loan repayments.

We ensure full confidentiality of your loan request.

A smarter loan choice
How do I know if I am getting a loan from one of the
Top Money Lender in Singapore?
With so many licensed money lenders offering these loan products, it is important to be cautious when shopping for a loan. The danger of getting trapped by a loan shark is alive. Worse still, you might not get the best deal from your licensed moneylender, which calls for more scrutiny on the available options.
As a basic tip, choose a licensed money lender who offers a fast loan application, low interest rates, tailor-made repayment plan and excellent customer service. This is the only way to identify the best moneylender in town, and U Credit is one of your top choice for legal money lending services. We adhere strictly to the requirements of the Moneylenders Act and Rules, and are always here to assist you with all the above mentioned benefits.
Quick Loans in 3 Simple Steps
Fill up our simple loan application form, and we will get in touch with you within the day to arrange for an appointment date.
Head your way down to our office, and our loan officers will verify your eligibility together with your legal documents.
Once you are satisfied with the terms in the loan contract, upon sign-off by both parties you will receive the cash or cheque on the spot.