U Credit Licensed Money Lender

Lifestyle Personal Loans

#1 Legal Moneylender

At U Credit Pte Ltd (Licence No: 150/2023), we are proud to offer one of the most affordable interest rates in Singapore. Our loan officers will take you through the payment schedule to ensure you pick the best rate based on your income and financial situation. We invite you to compare our rates with all other money lenders before making you ultimate choice. With U Credit, your needs always come first and therefore we will discuss the best plans with you based on your finances.

U Credit Lifestyle Personal Loans #1 Legal Moneylender
Personal Loan
Personal Loan

Whatever your income level in Singapore, you will concur that times are getting harder every passing day. This is where a personal loan comes in to save the day.

learn more
Vacation Loan
Vacation Loan

Truth be told, everyone deserves a break especially now that modern life is more hectic than ever. You need a dream plan with our vacation loan.

learn more
Renovation Loan
Renovation Loan

The beauty of these loans is that they are flexible; whether you want to add new flooring, repaint the walls, repaint your roof, the choice is yours.

learn more
Business Loan
Business Loan

Singapore’s economy is largely driven by SMEs, therefore in order to stay ahead you have to really work extra hard, or simply get a business loan from us to grow quicker.

learn more
Payday Loan
Payday Loan

Most household owners find it hard to cater for all their expenses using a salary. A payday loan is therefore used to cater for short-term needs such as bills among other needs.

learn more
our loan features







We pride ourselves in being one of the most trusted money lender in Singapore and we invite you to make an online application today for any unique loan requests.

Easy Moneylending Process
  • Easy Online Application
  • Fast Decisions
  • Quick Approvals
  • Cash On The Spot Upon Signing
  • All Credit Scores Considered
Why Choose U Credit
  • Regulated by the Ministry of Law
  • Operate Under Strict Code of Conduct
  • Good Customer Satisfaction
  • Strong Reputation
  • Highly Recommended
U Credit Top Money Lender in Singapore
A smarter loan choice

How do I know if I am getting a loan from one of the

Top Money Lender in Singapore?

With so many licensed money lenders offering these loan products, it is important to be cautious when shopping for a loan. The danger of getting trapped by a loan shark is alive. Worse still, you might not get the best deal from your licensed moneylender, which calls for more scrutiny on the available options.

As a basic tip, choose a licensed money lender who offers a fast loan application, low interest rates, tailor-made repayment plan and excellent customer service. This is the only way to identify the best moneylender in town, and U Credit is one of your top choice for legal money lending services. We adhere strictly to the requirements of the Moneylenders Act and Rules, and are always here to assist you with all the above mentioned benefits.

Quick Loans in 3 Simple Steps

Convinced? Do A Quick

Application Here!

You can apply online or come down to our office
to speak to our friendly loan officers today.