When cash-strapped, individuals opt to visit pawn shops in Singapore to trade for some cash. This was seen especially during the global crisis of COVID-19, where borrowers formed a line outside pawn shops. Pawn shops have existed in Singapore since more than 50 years ago.…
You’ve probably heard of the term “emergency fund”. But what exactly is it and why do Singaporeans need the fund? More often than not, the reason why you’re looking for a job or running a business is that you need to have an income, right?…
Finding your way around means to spend less money and cut back can prove to be a challenge. If you find yourself fumbling over, the simplest and most effective way to start would be through reducing your monthly expenses. Don’t worry. We’re not asking you…
Most students have the common misconception that: “I can only apply for a credit card once I’ve started working”. This is because credit cards are aimed at those who are currently holding a job that hit the minimum income requirement to qualify for a credit…
Yes, we do appreciate the convenience of just hailing a cab to get us anywhere. Thus, some of us might not see the need of learning how to drive. “What’s the point of learning how to drive when it’s cheaper to grab than own a…
One of the most talked about topics in 2018 was probably the royal wedding of Prince Harry and Meghan Markle. It was a grand and beautiful wedding that many would call a fairytale. In Singapore, there are fairytales as well. With a wonderful mixture of…
Having a car is not only convenient but also gives you a sense of empowerment. You have the freedom of travelling anywhere, anytime without being bounded by the horror of public transport. Think not having to squeeze with the peak period crowd and getting that…
As they say, diamonds are a girl’s best friend. There’s no harm wanting in that extra bling to glam ourselves up. Whether it’s the razzle-dazzle of diamond rings, sophisticated charm bracelets or classy earrings, we all deserve a little sparkle in our lives! While some…
In Singapore, short term loans are taken by people who need fast cash for various urgent reasons. These are unsecured loans and to qualify for them, you need to have a regular income from sources such as a job or a business. You also need…
Just got rejected for a loan application? Did you apply for a loan from banks or licensed moneylenders in Singapore but was declined? We understand what you are feeling. There may be frustration, confusion, anger or panic when your loan application is declined. This is…