In Singapore, it is common for families to hire a maid. Usually, both parents have to be working in order to raise the children. Hiring a maid can be essential for your family if you work long hours, have small kids, or have elderly relatives…
If you want to get a personal loan in Singapore, you’ve no doubt visited several banks’ websites by now. And so you’ve noticed that banks post two different rates: the annual flat interest rate and the effective interest rate. Sometimes, just to hook you, they’ll…
Do you want to purchase a new home or make a dent in your debt but aren’t making any progress? These examples are common for many people in Singapore and around the world. You may even be exhausting yourself with work and still have nothing…
Your home deserves the best because it’s your sanctuary. So, when it’s time to do some renovations, make sure you’re choosing the suitable options. This means that you need the right interior designer, right contractor and the right loan provider. Read this article to learn…
Are you a business owner? Most entrepreneurs think that simply knowing the concept of how money moves is enough. There is actually more than that, with important business terms that you must know. When faced with unavoidable challenges or opportunities to expand their companies, business…
When cash-strapped, individuals opt to visit pawn shops in Singapore to trade for some cash. This was seen especially during the global crisis of COVID-19, where borrowers formed a line outside pawn shops. Pawn shops have existed in Singapore since more than 50 years ago.…
You’ve probably heard of the term “emergency fund”. But what exactly is it and why do Singaporeans need the fund? More often than not, the reason why you’re looking for a job or running a business is that you need to have an income, right?…
In Singapore, short term loans are taken by people who need fast cash for various urgent reasons. These are unsecured loans and to qualify for them, you need to have a regular income from sources such as a job or a business. You also need…
Finding your way around means to spend less money and cut back can prove to be a challenge. If you find yourself fumbling over, the simplest and most effective way to start would be through reducing your monthly expenses. Don’t worry. We’re not asking you…
Most students have the common misconception that: “I can only apply for a credit card once I’ve started working”. This is because credit cards are aimed at those who are currently holding a job that hit the minimum income requirement to qualify for a credit…